If you’ve spent much time at all in Texas, I’m sure you’ve heard the saying, “If you don’t like the weather, just wait five minutes.” Our weather has been known to do some pretty unpredictable things in this area. It’s not uncommon to go without any rain at all from June to September. And when it does rain in the summer, it’s usually only a brief shower. Normally severe weather passes through in about a hour, maybe two.
That’s why it was so surprising to have floods in Sherman last summer. The same storm kept circling back again and again and again. I was awakened by thunder at two in the morning. When I woke up at six, the same storm was still going strong. It finally started to let up around eight. That’s six straight hours of very heavy rain. Roads were impassable, the high school football stadium was under water, and sadly a couple of people died in rapidly rising water. Our county and the next one over were featured on CNN.
There’s a very large creek that runs parallel to Highway 75 on the south side of town, which happens to be a relatively low-lying area. Guess where all that water went? First into the creek, and then into the nearby houses after the creek overflowed its banks. People who live in that area reported floodwaters four feet high in their homes. You would be amazed at how many of your belongings are lower than four feet from the floor.
A lot of people were reminded in the days to come that homeowners insurance doesn’t cover damage from rising waters. And as you can imagine, those who had purchased flood insurance were very grateful they had. And those who hadn’t take out coverage . . . well, they weren’t very pleased at all. They learned a very important lesson: Just because insurance isn’t required doesn’t mean you don’t need it!
You can use freeflood.net to determine whether your home lies in a flood zone. But remember, homes that weren’t necessarily considered at high risk for floods had high water marks last summer. Don’t let yourself be one of those left saying, “If only I’d had flood insurance!” Contact us today to discuss your needs.